If you are inferring Peggy McIntosh's essay, the point of that exercise is that everyone has one. So not an insult (though persistent failure/refusal to examine might be worthy of insult.)
I'm not referring to anything but gfish's snide remark. As I implied, I haven't read the essay in quesion (partially because I haven't seen a citation / URL for it, partially for other reasons). So if a misunderstanding has arisen from that fact, mea culpa.
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